Add value to your home without breaking the bank

South African house prices have increased marginally, but when adjusted for inflation, they are declining. Despite this, there are cost-effective ways for South African homeowners to add to the value of their property. First National Bank numbers show house-price growth averaged 1.2% year-on-year in January this year and is expected to rise to 1.7% in…

BySpice4Life NewsMarch 27, 20250Comments

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How to get the most from a gap year

A gap year can be more than a chance to blow off steam and have fun. It can be life-affirming, offering opportunities for personal growth, cultural exposure, and professional development. Cost is the first hurdle for many young South Africans planning to spend time overseas. Flights and the relative weakness of the rand against most…

BySpice4Life NewsFebruary 14, 20250Comments

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The basics of back-to-school budgeting

Preparing children to return to school in mid-January can be an unwelcome financial burden, particularly if you were paid early in December and need to stretch your salary for longer than usual. Many parents face the challenge of managing back-to-school expenses this time of year and have less room to manoeuvre financially. Gavyn Letley, from…

BySpice4Life NewsJanuary 14, 20250Comments

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Avoiding the scammers who try to steal Christmas

It’s the festive season. For most, that means it’s a time to relax and unwind with family and friends. It’s also when scammers intensify their efforts because people are less vigilant and 13th cheques mean some have more money than usual. According to the South African Banking Risk Information Centre’s (SABRIC) 2023 Annual Crime Statistics…

BySpice4Life NewsDecember 17, 20240Comments

Life @ Home

Setting up for summer – a homeowner’s guide

Although climate change is making accurate weather predictions more difficult, forecasters expect this summer to be hotter than average with the possibility of more frequent and intense heatwaves. According to the South African Weather Service, both minimum and maximum temperatures are expected to exceed normal levels. Possible La Niña conditions may result in heavy rains,…

BySpice4Life NewsNovember 25, 20240Comments

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Start building your financial reputation from the first pay day

There’s a lot to think about when you start your first job, from performing well in an environment that’s new and unfamiliar to the complexities of the work you’re assigned. Unsurprisingly, your credit score may be the last thing on your mind. By the time your pay cheque lands in your bank account, you’re probably more concerned…

BySpice4Life NewsFebruary 12, 20240Comments

Life @ Home

A bride’s guide to budgeting a wedding

Getting married in South Africa can be expensive. Accurate numbers are hard to come by, but planners suggest weddings can range from R70 000 to R80 000 for between 80 and 100 guests, which can escalate to R200 000. Today many couples need or want to carry or contribute to the costs. There are many reasons: historical customs are…

BySpice4Life NewsSeptember 21, 20230Comments

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Making the money lessons you teach your children count

Most of us get our formative attitudes about money from our parents and these will generally shape our outlook for the rest of our lives. So, what are the financial fundamentals you should be passing on to your children and when? A University of Cambridge study, commissioned by the UK’s money advice service found that by…

BySpice4Life NewsMarch 29, 20230Comments

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START BUILDING YOUR FINANCIAL REPUTATION FROM THE FIRST PAY DAY

There’s a lot to think about when you start your first job, from performing well in an environment that’s new and unfamiliar to the complexities of the work you’re assigned. Unsurprisingly, your credit score may be the last thing on your mind. By the time your pay cheque lands in your bank account, you’re probably…

BySpice4Life NewsFebruary 7, 20220Comments

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REJUVENATE YOUR HOME THIS SPRING AND IMPROVE ITS VALUE

Spring is the season of renewal and rejuvenation and an ideal time to set up your home for summer. An added benefit is some simple upgrades could improve the value of your property. “Estate agents generally agree that there’s a ceiling on prices in most neighbourhoods, so massive renovations don’t always deliver a good return…

BySpice4Life NewsSeptember 16, 20210Comments

Tag: DirectAxis

Add value to your home without breaking the bank

How to get the most from a gap year

The basics of back-to-school budgeting

Avoiding the scammers who try to steal Christmas

Setting up for summer – a homeowner’s guide

Start building your financial reputation from the first pay day

A bride’s guide to budgeting a wedding

Making the money lessons you teach your children count

START BUILDING YOUR FINANCIAL REPUTATION FROM THE FIRST PAY DAY

REJUVENATE YOUR HOME THIS SPRING AND IMPROVE ITS VALUE

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