It pays to maintain your credit health

The three digits that represent your credit score reflect some of the most important financial information about you. Yet, most South Africans don't know their score or how to manage or improve it. Your credit score is an indicator of financial reliability. Lenders use it to determine whether you qualify for credit or other financial…

BySpice4Life NewsOctober 7, 20250Comments

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Make the money lessons you teach your children count

Money habits start early. The lessons that children learn from their parents about saving, spending, and making choices with money often stay with them for life. That’s why it’s important to begin teaching financial basics as soon as possible. But which lessons matter most, and when should we teach them? Behavioural researchers from the University…

BySpice4Life NewsAugust 25, 20250Comments

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Struggling to keep up? It may be time to rethink your finances

Even though loadshedding has eased, inflation is slowing down, and interest rates have dropped since their peak in May 2023, many South Africans remain under serious financial pressure. Average electricity tariffs rose by 190% between 2014 and 2024. This excludes the 2025 12.75% increase for Eskom customers in April. In addition, municipal tariffs are set…

BySpice4Life NewsJune 5, 20250Comments

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Add value to your home without breaking the bank

South African house prices have increased marginally, but when adjusted for inflation, they are declining. Despite this, there are cost-effective ways for South African homeowners to add to the value of their property. First National Bank numbers show house-price growth averaged 1.2% year-on-year in January this year and is expected to rise to 1.7% in…

BySpice4Life NewsMarch 27, 20250Comments

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How to get the most from a gap year

A gap year can be more than a chance to blow off steam and have fun. It can be life-affirming, offering opportunities for personal growth, cultural exposure, and professional development. Cost is the first hurdle for many young South Africans planning to spend time overseas. Flights and the relative weakness of the rand against most…

BySpice4Life NewsFebruary 14, 20250Comments

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The basics of back-to-school budgeting

Preparing children to return to school in mid-January can be an unwelcome financial burden, particularly if you were paid early in December and need to stretch your salary for longer than usual. Many parents face the challenge of managing back-to-school expenses this time of year and have less room to manoeuvre financially. Gavyn Letley, from…

BySpice4Life NewsJanuary 14, 20250Comments

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Avoiding the scammers who try to steal Christmas

It’s the festive season. For most, that means it’s a time to relax and unwind with family and friends. It’s also when scammers intensify their efforts because people are less vigilant and 13th cheques mean some have more money than usual. According to the South African Banking Risk Information Centre’s (SABRIC) 2023 Annual Crime Statistics…

BySpice4Life NewsDecember 17, 20240Comments

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Setting up for summer – a homeowner’s guide

Although climate change is making accurate weather predictions more difficult, forecasters expect this summer to be hotter than average with the possibility of more frequent and intense heatwaves. According to the South African Weather Service, both minimum and maximum temperatures are expected to exceed normal levels. Possible La Niña conditions may result in heavy rains,…

BySpice4Life NewsNovember 25, 20240Comments

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Start building your financial reputation from the first pay day

There’s a lot to think about when you start your first job, from performing well in an environment that’s new and unfamiliar to the complexities of the work you’re assigned. Unsurprisingly, your credit score may be the last thing on your mind. By the time your pay cheque lands in your bank account, you’re probably more concerned…

BySpice4Life NewsFebruary 12, 20240Comments

Life @ Home

A bride’s guide to budgeting a wedding

Getting married in South Africa can be expensive. Accurate numbers are hard to come by, but planners suggest weddings can range from R70 000 to R80 000 for between 80 and 100 guests, which can escalate to R200 000. Today many couples need or want to carry or contribute to the costs. There are many reasons: historical customs are…

BySpice4Life NewsSeptember 21, 20230Comments

Tag: DirectAxis

It pays to maintain your credit health

Make the money lessons you teach your children count

Struggling to keep up? It may be time to rethink your finances

Add value to your home without breaking the bank

How to get the most from a gap year

The basics of back-to-school budgeting

Avoiding the scammers who try to steal Christmas

Setting up for summer – a homeowner’s guide

Start building your financial reputation from the first pay day

A bride’s guide to budgeting a wedding

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